Question 1

How does flooring financing work?

Accepted Answer

During your free in-home estimate, you can apply for financing right there. Approval takes minutes. If approved, you get your floors installed now and pay over 24 months. It's handled through a third-party financing partner — we're not a lender.

Question 2

Is there really 0% interest?

Accepted Answer

Yes — 0% interest for 24 months if you qualify. Your total is split into equal monthly payments with no interest charges. Qualification depends on credit approval through our financing partner.

Question 3

What credit score do I need to qualify?

Accepted Answer

We don't set the requirements — our financing partner does. Generally, a score of 600+ has a good chance of approval, but every application is evaluated individually. It's a soft pull at first, so checking won't hurt your credit.

Question 4

Can I pay off early without penalties?

Accepted Answer

Yes. There are no prepayment penalties. You can pay off your balance early at any time without extra fees.

Question 5

What's the monthly payment for a typical project?

Accepted Answer

Over 24 months at 0% interest: a 1,000 sqft LVP project ($5,500) is about $229/month. A 1,000 sqft hardwood project ($8,000) is about $333/month. We calculate your exact monthly payment during the estimate.

Question 6

Can I finance any flooring type?

Accepted Answer

Yes. Financing works with any flooring material and any project size — LVP, hardwood, laminate, tile, carpet, refinishing, bathroom remodeling. Residential and commercial projects both qualify.

Flooring Financing — 0% Interest Over 24 Months

Don't Let Budget Stop You from Getting New Floors

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